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Home · Why Florentin
Why Florentin

Why not just Stripe?

Stripe is great for payments. But selling a product is more than getting paid — accounts, balances, usage, access, a customer portal. That's exactly what Florentin is. And Stripe is fully integrated for it.

01 — The gapPayment ≠ monetization

The whole foundation sits between “paid” and “customer uses your product”.

Stripe ends at the successful payment. But your product starts before that and runs long after: who is this customer, on which team, on which plan? How much balance is left, which features are unlocked, who may use which API key? Every team rebuilds this layer — or adopts Florentin.

Stripe covers

  • › Payments — cards, SEPA, wallets
  • › Invoice PDFs, receipts & dunning
  • › Tax via Stripe Tax
  • › Payouts straight to you

Florentin adds (Stripe integrated)

  • + Accounts, logins, teams, SSO & MFA
  • + Credits, prepaid balances & metering
  • + White-label customer portal & checkout
  • + API keys, feature flags & access rules
  • + Affiliate program, analytics (MRR/ARR)
  • + AI / MCP for your coding agent
02 — Side by sideStripe alone vs. Florentin

What you get with Stripe alone — and what you don't.

Stripe stays fully integrated in Florentin and handles payments. Florentin delivers the commercial rest on top as one system, not six tools glued together.

CapabilityStripe aloneFlorentin
Payment & billing
Payments — cards, SEPA, wallets✓via Stripe
Invoices, receipts & dunning✓✓
Tax / VATStripe Tax✓
Subscription billing — proration, trialsadd-on✓
Usage-based — per endpoint/tokenlimited✓
Prepaid credits & balances—✓
Accounts & access
Accounts & login—✓
Teams, seats & roles (RBAC)—✓
SSO, social login & MFA—✓
API keys & scopes—✓
Feature flags by plan/group/user—✓
Experience & brand
Customer portal — self-servicelimitedwhite-label
Checkout on your own domainCheckout✓
White-label / your brand—✓
Growth & ops
Webhooks into n8n, Make & CRMraw eventsenriched
Affiliate / partner program—✓
MRR, ARR & churn analyticsSigma add-on✓
AI / MCP for your agent—✓
EU hosting, DPA, EU providerUS company✓
03 — Integration depthTwo-way sync

We don't replace Stripe — we complete it.

Florentin syncs with Stripe both ways, not one-way via webhook. Plans, subscriptions and invoices flow cleanly to Stripe; payment status, tax and payouts come back. The result: one source of truth — and MRR/ARR that are correct from day one.

florentin your foundation

  • Accounts, teams & roles
  • Credits & metering
  • Customer portal & checkout
  • API keys & feature flags
Plans · subscriptions · invoices
Payments · status · tax

stripe payments

  • Payments — cards, SEPA, wallets
  • Invoice PDFs & receipts
  • Stripe Tax
  • Payouts straight to you¹
⇄ 2-wayfull synchronisation with Stripe — not just listening to webhooks
day onecorrect MRR & ARR — investor-ready, because the source is right
0 linesof glue code between billing and your product
¹ Stripe account required. Payments run through your Stripe — payouts go straight to you, not through us.
04 — Build it yourselfEffort estimate

Or you build it yourself. Once — and then forever.

The foundation is no weekend project. Every block has edge cases you only hit in production — and every Stripe API change wants following up. An honest estimate for a small team:

Auth, sessions & SSO≈ 3–4 weeks
Subscription lifecycle — proration, trials, dunning≈ 6–8 weeks
Atomic credits ledger≈ 3–4 weeks
Usage metering & aggregation≈ 4–6 weeks
Tax & multi-currency≈ 3–4 weeks
White-label customer portal≈ 4–6 weeks
Teams, seats & RBAC≈ 3–4 weeks
Webhooks, fraud protection & audit logs≈ 3–5 weeks
Total initial build≈ 6–9 months

Plus ongoing maintenance, edge cases and Stripe updates. With Florentin: day one.

05 — PositioningWhat we get compared to

Where Florentin sits — honestly.

There are good tools for individual parts. Florentin is the layer that joins them into one system — and that you build with your agent.

01Stripe BillingStrong at subscriptions & invoices. Missing: accounts, credits, portal, access, metering.
02Chargebee / RecurlySubscription management. Missing: auth, credits, usage, MCP — and US-hosted.
03Lago / Metronome / OrbUsage metering & billing. Missing: accounts, portal, access, your brand.
04Outseta / MemberstackMembership for websites. Not built for APIs, usage, enterprise.
05Build it yourselfFull control — for 6–9 months plus ongoing maintenance.
★FlorentinEverything in one system. AI-first via MCP. Hosted in the EU, GDPR-compliant.
06 — AI-firstMCP · ~80 tools

Built for the way you build today.

Florentin isn't another dashboard to click through. Attach the MCP to your coding agent — it knows customers, products, credits, billing and access, and builds your product around Florentin. No legacy billing tool does that.

More on MCP
your coding agent
# florentin mcp for your agent
  url: https://<dein-name>.florentin.ai/api/mcp
✓ OAuth · ~80 tools
› "Build subscription billing with credits."
florentin ▸ products.create ✓
florentin ▸ plans.create ✓
florentin ▸ webhooks.create ✓
07 — OriginEU · GDPR · DPA

Hosted in the EU. From a German provider.

Your data and your customers' data stay in Europe — GDPR-compliant, with a DPA, never shared with third parties. For many buyers that's exactly the reason to choose against a US tool. High-end security is standard, not an enterprise upsell.

More on security →
Nameplateflorentin
ManufacturerGRVITY GmbH, Kiel (DE)
HostingEU (Frankfurt)
PrivacyGDPR-compliant
Data processingDPA per Art. 28
PII sharingnone
PaymentsStripe (PCI-DSS)
As of: June 2026 · florentin.ai
The short version

The Shopify for SaaS, APIs & tools.

That's what many call us — and it fits. Shopify turned “build an online store” into a few clicks. Florentin does the same for the commercial backbone of SaaS, APIs and tools: accounts, billing, credits, customer portal and access — ready instead of self-built. Stripe stays fully integrated.

08 — QuestionsBefore you ask

What people ask us first.

Does Florentin replace Stripe?
No. Florentin is the layer on top of Stripe and uses your Stripe account for payments, tax and payouts. We turn Stripe into a complete monetization platform — not into something redundant.
I already use Stripe — can I keep it?
Yes. You connect your existing Stripe account; plans and subscriptions sync both ways. Your payouts keep flowing directly through Stripe to you.
How long does integration take?
Days, not months. You connect Florentin via MCP, SDK (cURL/TS/Python) or REST. You skip the entire 6–9 month self-build.
Can I get my data out — is there lock-in?
Your data is yours. Export is available anytime, and the bundle import moves records in and out with validation and a dry-run.
Where is data hosted?
In the EU (Frankfurt), GDPR-compliant, with a DPA per Art. 28, no PII shared with third parties. The provider is GRVITY GmbH, based in Kiel, Germany.
What does Florentin cost?
A plan from €5/month plus a platform fee on processed volume that drops from 5% to 1% plan by plan. No seat trap, no asterisks.
Is it only for SaaS?
No — SaaS, tools/automations and APIs. Metering per endpoint or token is built specifically for APIs.

Turn Stripe into the platform your business needs.

Create an account, connect Stripe, attach the MCP — off you go. No sales call, unless you want one.

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